Showing posts with label Obamacare. Show all posts
Showing posts with label Obamacare. Show all posts

Thursday, February 6, 2014

All Opinions Are Not Equal

What's up with news stories with totally inaccurate attention grabbing headlines? 

For the past couple of days, headlines have proclaimed some variation of the following headline, Obamacare Will Cost 2.5M Workers by 2024. However, if you read the articles, it becomes clear that the Congressional Budget Office (CBO) did not conclude that the ACA was a causative factor in the decrease of workers. The CBO concluded the reduction in worker hours was almost entirely because of workers choosing to work less. According to the CBO report, “The estimated reduction stems almost entirely from a net decline in the amount of labor that workers choose to supply, rather than from a net drop in business’ demand for labor."

The problem is straightforward. A lot of people never read past a story's headline so their conclusions are based on a misleading headline. Some of those who read the article have poor reading comprehension skills and come away still believing that the ACA will cause 2.5 million people to lose their jobs. All of these misinformed people like to share their invalid information and the chain of people firmly believing information that is false grows by leaps and bounds. Couple that with the American belief in individualism and that all opinions are equally valid, and ill-informed opinion becomes fact for millions.

I think one of the dumbest statements that I see far too often is, "I'm entitled to my opinion." When people declare, "I'm entitled to my opinion," what they really mean is my opinion is of equal value to all other opinions.

There's no entitlement to be ignorant. If my opinion is that a giant turtle carries the world on his back around the sun, then my opinion has no value; it's worthless. Stating that I'm entitled to have it doesn't make it have merit. It's still worthless and of no value. 

All opinions are not equal. We do ourselves a disservice when we pretend that they are. All we need do is examine how many publicly funded schools in multiple states are allowed to teach creationism under state science education standards as an alternative to evolution. Additional states are poised to pass legislation this year to expand the science curriculum to include creationism.

Replacing intellectual analysis with personal opinion undermines our ability to make decisions based on facts and knowledge rather than belief. Ethics play second fiddle to a mish-mash of personal beliefs and emotions about groups of which we are not a member. A key tenet of our constitution's Bill of Rights is that the government shall not establish or govern religion, yet hot button issues such as abortion and gay marriage that divide us at present, center around the attempt of some Christians to impose their belief system on our system of secular law.

We have many issues confronting us that we must address as a nation and as a part of the world. Climate change is a reality, not an abstract theory. Access to clean water, clean energy, and clean air are essential to the survival of all of this planet's inhabitants. Working together is necessary, but to do so we have to develop diplomatic strategies and policies for resolving our differences and not fall back on wars and police actions as problem solvers. We need to work collectively on solutions to these issues, not cling to opinions shaped by misinformation and narrow belief systems that we have elevated to the level of absolute fact.



Thursday, August 22, 2013

All the Stupid People, Where Do They All Come From?

This post is not addressed to my regular readers. I know that you know this information. However, if you choose to do so, this is for your use. Please feel free to send it to anyone that you feel is talking nonsense about Obamacare. You may share it in part or as a whole. It probably won't do any good but it made me feel better to write and share this post. At least my head won't explode.

Just when I'm in a positive frame of mind, I go and read something so stupid (post from August 21 re: Affordable Health Care Act) it makes my head want to explode. There are a lot of sites that advise people not to buy health insurance in compliance with the Affordable Health Care Act. However, that's not what has my head expanding. It's the number of brainless nitwits who assert that noncompliance will result in not just fines but imprisonment. 

There is no imprisonment for not buying health insurance. Don't believe every stupid bit of information that you read on the Internet.

There are fines for not having health insurance. In Obamacare's first year (2014), the fine is $95 per adult or one percent of income, whichever is highest. The penalty is half the adult amount for children under 18. The penalty goes up every year, landing at $695 or 2.5 percent of household income in 2016.

If you own a car, states require you to buy at minimum, liability insurance. This is not to protect you but to protect your fellow drivers from being  hit by uninsured drivers and having to either pay out of pocket or file a claim with their insurance and risk an increase in their rates. 

When you get sick, (and unless you die young from an accident, you will get sick at some point in your life, and traipse off to the emergency room with no insurance) the rest of us pay for your health care. Those ridiculous overcharges at hospitals are to create sufficient funds to cover treating the uninsured.

So while you defiantly refuse to spend $100 per month on health insurance (if you're in good health with no pre-existing conditions your insurance costs will be low), when you are in an accident or become seriously ill and take yourself to the emergency room and are hospitalized, who do you think pays for your medical care? You have no insurance. The hospital can try to collect, but if you have no assets worth a crap, then there is nothing for the hospital to collect from you. And in spite of the nonsense I've read recently, there is no such thing as a debtor prison in the United States. Your property, if you have any, may be forfeited but no one goes to prison because he or she cannot pay their debts. 

Please stop spreading misinformation and declaring that anyone is going to prison because he or she does not purchase health insurance. If you'd rather pay a fine, so be it.

As for the chicken little cries that the AHCA equals Socialism, I suggest you start with the basics and check out Wikipedia's entry on Socialism. It's exceptionally simplistic and ultimately inaccurate to characterize Socialism as a redistribution of wealth. However, I don't have the time nor energy to give a fundamental lesson in Socialism.